Three programmes, one clear pathway
Each programme is designed around a specific stage of financial life — with content, tools, and formats calibrated to match where you are.
Sunlit Savings
Building the foundation — habits, mindset, and everyday tools
Investment Horizons
Understanding markets, instruments, and portfolio thinking
Panoramic Planning
A coordinated long-term view — retirement, CPF, estate, and beyond
Sunlit Savings Programme
A warm, welcoming programme for individuals who want to build a healthier relationship with saving and spending. Covers the psychology of financial decisions, practical budgeting approaches, emergency fund construction, and understanding everyday financial tools. The format centres on guided reflection and hands-on exercises, helping participants develop personalised habits that fit their lifestyle.
DURATION
4 weeks
SESSION LENGTH
90 min / week
PRICE
SGD 270
BACKGROUND NEEDED
None required
What the programme covers
- Psychology of financial decisions and spending triggers
- Practical budgeting frameworks suited to your lifestyle
- Emergency fund strategy and account structure
- Understanding everyday financial tools and products
- Personal savings planner and resource guide (included)
Bright Investment Horizons
A programme that helps participants see the investment landscape clearly and build the skills to navigate it with intention. Covers how equities, bonds, and funds work, the principles behind portfolio diversification, how to evaluate risk, and how to critically assess financial information. Sessions include group analysis exercises and a simulated portfolio project.
DURATION
8 weeks
SESSION LENGTH
2 hours / week
PRICE
SGD 890
BACKGROUND NEEDED
Good savings habits
What the programme covers
- How equities, bonds, REITs, and funds work
- Diversification principles and asset allocation thinking
- Risk evaluation frameworks and investor profiling
- Critical reading of financial information and reports
- Simulated portfolio project with SGX instruments
Panoramic Financial Planning
A thorough programme for individuals and families who want a wide-angle view of their financial future. Covers retirement planning, CPF strategy, insurance evaluation, estate design, and creating a coordinated approach to wealth accumulation across life stages. Combines group instruction with private planning sessions.
DURATION
10 weeks
FORMAT
Group + 2 private sessions
PRICE
SGD 2,350
INCLUDES
6-month follow-up
What the programme covers
- Retirement income planning and projection
- CPF strategy — OA, SA, MA, RA, and SRS integration
- Insurance needs evaluation and gap analysis
- Estate planning fundamentals and legacy considerations
- Coordinated wealth accumulation across life stages
- Planning workbook and 6-month follow-up session
Side by side
| Sunlit Savings | Investment Horizons | Panoramic Planning | |
|---|---|---|---|
| Price | SGD 270 | SGD 890 | SGD 2,350 |
| Duration | 4 weeks | 8 weeks | 10 weeks |
| Session length | 90 min | 2 hrs | 2 hrs |
| Simulation access | — | — | |
| Private consultations | — | — | ×2 |
| CPF strategy | — | Intro | In depth |
| Follow-up session | — | — | 6 months |
BEST FOR
Sunlit Savings
Those beginning to take their finances seriously — no financial background, just a readiness to form better habits.
BEST FOR
Investment Horizons
Those who manage their spending well and are ready to understand how to put their savings to work with clarity.
BEST FOR
Panoramic Planning
Individuals or families at a stage where retirement, CPF optimisation, and estate planning have become pressing priorities.
Shared across all programmes
MAS-aligned content
Education scope only — no financial advice
Max 12 per cohort
Keeping groups small for better engagement
PDPA compliant
All participant data handled under Singapore PDPA
Annually updated
Content reviewed each year against regulatory changes
Not sure which programme fits?
We're happy to have a brief conversation about your situation — no commitment, just a useful exchange to help you decide.
Reach Out to Us